The Recent Economic Survey By A Major Finance Banks Reveals That Many Indian Citizens Are Experiencing Significant Financial Strain From Both Small And Large Loans. This Situation Calls for Urgent Interventions From Policymakers, Financial Institutions, And Community Organizations. They Must Work Together to Provide Accessible Financial Education, Enhance Loan Managment Solutions and Establish Supportive Safety Nets to Help Individuals Regain Financial Stability and Confidence.